Tag: money

DAILY PRAYERS FOR GUYS

adbLeave a comment

For Financial Prudence

Gracious God,
Money is a gift from you. Thank you for the ways you place it into my hands: through wages earned from employment, via returns from business opportunities and investments, and as gifts received from others. By itself money is neither good nor bad; honoring you in how I manage it is what determines whether it will be a blessing or a hindrance. Guide me in my handling of money. Guard my heart against our culture’s consumerism, keep me from piling up debt, and fill me with contentment. Help me use finances to provide for my own needs and for the needs of my family when possible. Move me to save wisely and to support others in need as I have opportunity. Let your grace work in my heart to also be generous in my offerings as I cheerfully support your gospel ministry. Grant me a spirit that is also willing to use money for joy and pleasure, always sensibly and as appropriate. 

In Jesus’ name I pray. Amen. 

What “Matters” in This Life Doesn’t in the Next

adbLeave a comment

(Hebrews 13:1-6)

Those first two words right at the beginning of our reading from Hebrews are tough! “Keep on…” I don’t know about you, but it feels as if one of the lingering symptoms of the pandemic is the simple struggle to just “keep on.” While churches have certainly been hit by that reality, I don’t think the struggle to “keep on” is by any means limited to just matters of faith and religion. It spills over into all areas of life. 

It’s hard to “keep on” at work, where pandemic policies have bounced all over the place like a ping-pong ball. Companies are still trying to balance in-person vs. remote work schedules. Co-workers have quit or been let go, and often times those remaining have been expected to pick up the slack and do more without any additional help or any bump in compensation.

Students find it a challenge to “keep on” as classrooms have become classrooms again instead of zooms and sports and extracurriculars have been restored and student interaction and peer pressures all add up.

Even socializing is hard to “keep on,” as we realize that, like it or not, we had gotten used to an unprecedented level of isolation in our lives. Now our social lives are a tug-of-war between being able to socialize while also maybe yearning just a little bit for the days when we had the easy out of not having to make that decision because we just had to stay at home. 

And we haven’t even gotten to the part after the “keep on” yet, which is where it gets really fun! Look what follows: “keep on… loving one another as brothers and sisters” (v.1). It’s hard enough just to keep on, and now it’s gotten exponentially more difficult if the thing we’re called to “keep on” is loving one another!

As if the writer to the Hebrews anticipated this challenge for us, he spelled out a couple of concrete ways we can love others. Show hospitality to strangers. Remember those who are in prison. Honor husbands, wives, and single people by the way we respect his gifts of marriage and sex. 

These encouragements would have been uniquely challenging at the time this letter was originally written. When the church was under heavy persecution, there would have understandably been a reluctance to show hospitality to strangers, for fear that any stranger you could entertain may very well have been someone looking to turn you in for your Christian faith. Remembering those who were imprisoned simply for being Christians would have clearly associated you with Christianity, so why risk it? In other words, for Christians, back then their reasonable fear of being hospitable or caring for the imprisoned was based on a legitimate concern. If keeping on loving one another in the ways the writer describes wasn’t being done, at least they had an excuse.

But today, at least here in America, Christians aren’t under anywhere near that same type of persecution. We have no reason to worry about being turned in for showing hospitably to a stranger. So why don’t we? There’s no reason we can’t be more compassionate to those in prison. So why aren’t we? There’s no reason we can’t show higher regard than our culture does for God’s gifts of marriage and sex. So why don’t we?

I’m well aware you’ve got more than enough ammunition in your mind to offer in defense of why we aren’t doing these things more often – because I do, too. Our sinful nature specializes in doing that. But if you were to offer up those defenses to God as excuses for not keeping on loving others in the ways described, do you suppose he’d buy any of them? Not likely. So let’s just be honest about our selfishness, our inclination to love ourselves more than we love others, confess it to God, and start working on it. 

Because the writer isn’t done yet. There’s still a significant “danger” sign we have to watch out for. As difficult as it is to keep on loving one another, there’s more. The writer hits on what is often a touchy topic that we might be inclined to think has the ability to solve all of our problems. Or, at least it can provide us with a little distraction from them. 

What would make us forget about things for a little while? How about a little bit of money? Wouldn’t that do the trick? Doesn’t that always do the trick? Does a little bit more of that ever hurt? 

Unfortunately, the writer to the Hebrews brings up money, not as a solution or a possible escape, but rather as something that has the potential to cause even more problems. So just as important as that we DO keep on loving one another is the warning that we DO NOT love money. “Keep your lives free from the love of money and be content with what you have” (v.5). Earlier this week I came across the story of a man whose downfall validated the concern of loving money too much. 

One thing I can appreciate about Hansie Cronje, the man from that story? His honesty. Most of us are so good at disguising our love of money that we even fool ourselves! I hit on this in my last post by emphasizing that it’s often what we associate with money that we love, so we don’t even realize the problem, whether it’s security, status, or stuff, to name a few. We think that money is the means to those and so much more. And indeed it can certainly appear that way… for this life. 

But what “matters” in this life doesn’t in the next. You’ve probably seen the images of a hearse loaded down with stuff piled on top of it while also pulling a Uhaul behind it. The reason it’s humorous of course is that it won’t ever happen. We don’t take anything we’ve accumulated in this life with us to the next. In fact, the one sure thing that you can count on is that everything you have to your name right now will someday belong to someone else.

What a sobering reminder that is to us that it was actually never ours in the first place, but rather the gracious God who entrusted it to us for a time to manage. Not only that, but no amount of money can ever buy the stuff that matters. Peace. Forgiveness. Unconditional love. Eternal life. 

Do you know why these can’t be bought? Because they’ve already been purchased. They’re already paid for. What matters for the next life, which then by extension also matters greatly for this life, has already been bought and freely doled out through faith in Jesus Christ. We cannot buy it because God insists on giving it out freely through Jesus Christ. Faith in Jesus means that his selflessly obedient life and innocent death have been traded in for my selfishness and misplaced focus on so many things in this life that simply don’t matter. 

Along with that faith comes a powerful set of promises that the writer to the Hebrews tapped into at the end of verse 5 and in verse 6: “‘Never will I leave you; never will I forsake you.’  So we say with confidence, ‘The Lord is my helper; I will not be afraid. What can mere mortals do to me?’”

There is something that matters, both for this life and the next! A blood-backed promise from the One who gave himself for us. He promises that no fear of abandonment, desertion, or loneliness ever needs to fill the hearts of those who are his. He promises that whatever help we need, he is by our side to offer. 

These promises provide us with a real freedom, for they mean that we don’t have to look to something like money to provide us with the security we already have in Jesus. When I know that, verse five starts to make more sense. I don’t need money to provide what Jesus already does, and so contentment becomes a very real thing. And along with the blessing of contentment comes a healthy and fulfilling relationship with money. It no longer manages us, always deceiving us with the bottomless lie that just a little bit more would make everything better. Instead, we manage it, and start to see the amazing impact God can make in other people’s lives with it. 

Contentment allows us to start to see God’s gift of money as a resource that enables us to excel at focusing on what the first four verses called us to do: keep on loving one another. What would it look like to have a line item in your personal budget set aside for those things? “We have this much set aside for hospitality, for opening up our home to others for dinner or game night a couple of times this month.” “We have this much set aside to support a jail ministry or simply be a blessing to the needy this month.” “We have this much set aside to prioritize a weekend marriage retreat or to sponsor a young couple who would be blessed by the opportunity to give attention to strengthening their marriage.”

See the good God can do through us! His generous promises to us in Christ Jesus, promises that have already been bought and paid for by him, free us in a way that no amount of money ever could. Then we can find real fulfillment in life, not in the burden of keeping on loving others, but in the joy of it. 

Serve God WITH Money, But Not God AND Money

adbLeave a comment

(Ecclesiastes 5:10-20)

The ability to multitask is no longer regarded as highly as it once was. For a time, it was viewed as an essential key to productivity and getting things done. It was thought that being able to focus on multiple things at once would mean everything on the to-do list could be achieved in less time. While in some situations that may have been – and may still be – true, it turns out those things were not being done as well as when we simply focus on one thing at a time.

Have you ever been trying to email or text someone while at the same time holding a conversation with someone else, and you end up writing in your message the totally unrelated words that just came out of your mouth in conversation? Dads are notorious for being poor multitaskers. I remember getting a T-shirt as a new dad that showed a dad changing a diaper while his head was turned toward the TV to tune into the game. On the changing table was not the baby, but the family dog whose diaper he was changing. Meanwhile, the baby was on the floor eating out of the dog food bowl. The shirt wasn’t that far off!

Today’s hard truth takes our inability to multitask well a step further and calls it impossible in one specific area: focusing on both God and money. And the hard truth is not simply that it’s difficult to do both, but that it’s impossible! We cannot serve both God and money. But… we can serve God with money.

Pay attention to who is the author of Ecclesiastes. Not only is the author one of the wisest men to have ever lived, but he was also one of the wealthiest. It would be quite easy to dismiss these words of caution if they came from someone who never had any serious income to manage or someone who was a bankrupt fool, for what would he know? Let’s learn instead from Solomon, from someone who had a little wisdom… and see that even wisdom doesn’t inherently protect one against the allure and temptation of money and wealth.

Solomon warns us, “Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless” (v.10). Solomon isn’t blasting money here. Money is not the bad guy. Rather, loving money is the issue. Allowing our hearts to become attached to it is the problem. Paul echoed Solomon’s warning in his letter to Timothy when he wrote, “For the love of money is a root of all kinds of evil” (1 Tim. 6:10). Money isn’t evil; it isn’t even the root of evil, but rather the love of money is. 

There’s a reason we are so easily deceived by money. We can easily convince ourselves that we don’t love money per se, while all along truly loving what money represents to us: security, status, and stuff. In our own minds, each of those things is different from money, but in reality, they are directly tied to money. When we say we worry about finances, what we are often expressing is that we lack the feeling of security, of knowing that we are financially secure.

When we strive for status, what we mean is that we have arrived at the ability to buy things and pay for experiences and give our children opportunities that money allows. We say we don’t love money, but we love what money buys us: more stuff that we didn’t even know we needed until we saw someone else with it.

No, a person isn’t going to walk into our homes to find us bowing down to a pile of cash and credit cards. Rather, it is all of the opportunities that pile of cash offers us that we often worship. But you can’t have one without the other. To have all of those things – security, status, or stuff – we need money.

Or do we? Actually, if God’s promises are true, then hasn’t he already assured me that I have all of those things in Jesus? Jesus reminds us that if God takes care of the birds and the bees and the flowers and the trees, he’ll also take care of us. That’s real security. God tells us we are his chosen people, treasured, dearly loved, set apart, and so on and so forth. That’s real status that matters. God tells us that we’ve got more than enough stored up in heaven, where moth and rust cannot touch it. That’s real stuff that matters. Money and wealth can’t promise those things, but only the illusion of them. What God promises and provides is real. Tangible. Trustworthy. What God promises is real treasure.  

Look again at Solomon’s words and you’ll notice the way these verses break down. Verses 10-17 are generally negative. However, lest we become embittered toward the wealthy or write off the rich as all having empty, meaningless lives, let’s remember that these words of Ecclesiastes, like many of Solomon’s Proverbs, are not unyielding principles that are 100% the case 100% of the time. No, these are general truths, which means that of course there are always exceptions.

So don’t be surprised when the multi-millionaire you feel sorry for over how miserable and meaningless his life must be, drives away excitedly to his beach house in his Bentley. We should not assume that Solomon’s words here are a blanket statement that every rich person is actually internally distressed and downcast. That would be silly!

Rather, Solomon is warning against the danger of what Augustine called a disordered love. That is to say, the issue isn’t necessarily loving the wrong things, but loving the right things in the wrong order. When we love possessions more than the Provider, we become enslaved to them and driven to seek in them fulfillment and satisfaction that only the Father can provide.

What does that kind of satisfaction look like? Verses 18-20, which carry a much more positive tone, show us. But look closer and see what else is different. Where is God in the first section? Not even mentioned. Where is God in the second? He is the Giver. Let that connection sink in for you, as understanding it is essential to a right relationship not only with money and wealth, but also with everything we can own or experience. Love possessions more than the Provider and we lose out on a right relationship with both the goods and with God. But love the Provider of the possessions and we get a right relationship with both God and the goods. Which would you prefer?

Solomon highlights this truth by reminding us that God is not only the giver of every gift, but also the One who gives the gift of being able to enjoy those gifts! Consider this in light of what the world emphasizes. What makes news are box office-breaking revenues for money, celebrities making huge sums of money per movie, or athletes signing the highest-paid contracts. But why are we so enamored with the amount? Wouldn’t it be much more telling if we could somehow gauge the level of enjoyment that wealth represents? Couldn’t an athlete live as much a satisfied and joy-filled life making half-a-million a year as making $40 million a year? Does more money correlate with more joy or can the two be completely unrelated? 

That seems to be the point Solomon is making. He has seen miserable, malcontent millionaires and he’s seen paupers at peace. What accounts for the difference? “Moreover, when God gives someone wealth and possessions, and the ability to enjoy them, to accept their lot and be happy in their toil—this is a gift of God” (v.19). God gives the gifts… and even the gift of being able to enjoy the gifts. 

Isn’t this true in the grandest sense as well? We could list God’s gifts all day and all week long, but there is one that surpasses them all: the gift of his Son. This is the highest gift. There is no contract or business deal that can have enough dollar signs or zeroes attached to it that can ever surpass this gift.

Do we treasure this gift enough? Do we treasure Jesus daily and realize what we have in him? Do I find joy in the gift of his perfect life in my place? Do I find joy in the payment his death provided for my sins? Do I find joy in my victory through his resurrection? This is the greatest gift we have – and likely also the most under-appreciated. When it comes to the dangers of our love of money, Solomon can diagnose the problem, but he can’t deliver us from it. Only Jesus can do that. Only Jesus has done that. 

The theme of Ecclesiastes is “Meaningless.” The question we have is, how do we ensure our lives are meaningful and not meaningless? We can’t serve God and money, but we can serve God with money. 

A peasant farmer had worked hard for his crop, and in his hand, he held what he had just rigorously yanked out of the earth: the most beautiful carrot he had ever grown. It was the perfect carrot, and he knew immediately what he was going to do with it. He was going to give it to the king. As he marveled at the carrot he held in his hand, he was overwhelmed with gratitude, knowing that, were it not for his king, he would never have been able to grow a thing.

The king provided him with the equipment he needed to plant his field, he made sure that his family was provided for so that he could focus on farming, and he knew that under the king’s protection, he didn’t have to worry about his home or field being overtaken by an enemy. So he paid a visit to the king and gave him the prized carrot as an expression of his thanks. Touched by his gift, the king granted him several additional fields to grow even more produce.  

The news had spread around the kingdom, prompting a stable owner to consider following in the farmer’s footsteps and giving the king one of his prized stallions he had bred. The stable owner thought to himself, “If the king granted the farmer additional fields to grow more crops, perhaps he will also give me additional stables so that I can breed even more horses.”

So he set out to do just that and brought one of his horses as a gift for the king. The king accepted the gift and expressed his thanks to the stable owner for it and then dismissed him. Somewhat surprised, the stable owner appealed to the news of the king’s previous generosity to the farmer in granting him additional fields to farm and wondered if he might expect something similar. To that, the king replied, “The farmer brought me his gift and gave it to me as an expression of appreciation and love for me. You, on the other hand, brought your gift out of love for yourself.”

Christ has freed us from an unhealthy relationship with money. With a love for us that surpasses our love for money, he has forgiven our greed and satisfies us with his grace in a way that wealth never will. The evidence of that is seen in the change of perspective we have about money. The joy that we used to find in making and spending money, we now find in serving Christ’s kingdom with it. We see dollar signs as seeds that can help spread the gospel, counsel the spiritually struggling, help train up children, and serve those in need. It is an endless list of joys that spring from managing God’s money for God’s purposes. As God’s grace changes our view of, and relationship with, money, he will bless our efforts at growing in the grace of giving and serving not God and money, but serving God with money.